86 400 (now part of UBank) is an Australian digital bank offering smart everyday accounts and home loans.
Awaiting verification
AU$20 for you and AU$20 for friend when they open an account
Cash to account
Direct
86 400 was an Australian neobank focused on helping people make smarter financial decisions using AI-driven insights, before merging with UBank. It offered everyday and savings accounts with competitive rates. The referral program rewarded members who invited friends to sign up.
86 400 (now part of UBank) is an Australian digital bank offering smart everyday accounts and home loans. Review the listed details before joining, because eligibility and payout terms can vary by program.
AU$20 for you and AU$20 for friend when they open an account.
Payout methods: Cash to account. Payout thresholds and methods can change, so confirm the latest terms on the official source before relying on them.
86 400 Referral Program is listed with Direct as the affiliate network for this program. If a direct or regional partner path is also available, the official signup flow will show the channel open to you.
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