M1 is an investing and cash-management app for self-directed investors who want automated portfolio rules without daily trading work.
Awaiting verification
Commission payouts are defined in Rakuten offer terms; M1's public agreement does not disclose the public rate card.
30 days
Rakuten Advertising
M1 combines self-directed brokerage accounts, automated portfolio allocation, high-yield cash accounts, and margin borrowing for U.S. investors who want control over what they own but less manual upkeep. Its core audience is long-term investors who build custom portfolios, use recurring deposits, and prefer allocation targets over frequent trade decisions. The product is also relevant for retirement savers, dividend investors, and households that want investing, idle-cash yield, and borrowing against eligible portfolios under one login.
The distinctive M1 workflow is the portfolio pie. A reader can choose stocks, ETFs, or model allocations, assign target weights, and let new deposits buy underweight slices first. That makes it different from a pure robo-advisor, where the provider usually chooses the portfolio, and from a trading app, where every order is handled manually. Content about M1 works best when it explains automated rebalancing, recurring investing habits, taxable versus retirement accounts, cash sweep context, and margin risk rather than pitching short-term market activity.
M1's affiliate agreement says applicants participate by filling out a form on the M1 website or joining the M1 Affiliate Program through Rakuten Advertising. Approved partners receive a unique referral link, SubID support, a partner login portal, analytics, and M1-approved creative materials. M1 also requires compliance review before publication, which matters for finance publishers, YouTube reviewers, newsletter writers, and creators discussing brokerage or cash products.
The public agreement lists a 30-day cookie after a prospect clicks the unique referral link and begins the account-opening path. It does not publish the commission amount, payout method, minimum payout, or payment cadence; those details are handled in Rakuten offer terms after approval. M1 also states that referrals are payable only when the referred client meets the applicable payout rules and that suspected fraud, abuse, or noncompliant creative can block compensation.
M1's affiliate agreement says applicants participate by filling out a form on the M1 website or joining the M1 Affiliate Program through Rakuten Advertising. Approved partners receive a unique referral link, SubID support, a partner login portal, analytics, and M1-approved creative materials.
Commission payouts are defined in Rakuten offer terms; M1's public agreement does not disclose the public rate card.
M1's tracking or cookie window is currently recorded as: 30 days. Double-check the official program page before planning campaigns around that window.
M1 is listed with Rakuten Advertising as the affiliate network for this program. If a direct or regional partner path is also available, the official signup flow will show the channel open to you.
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