Privacy.com

Privacy.com is a New York-based fintech (operated by Lithic, which spun the consumer product out in 2020) that issues single-use and merchant-locked virtual debit cards funded from a connected bank account. Each virtual card gets its own 16-digit number, expiry, and CVV, so a merchant never sees the real funding card; users can set a hard spending limit, pause a card mid-transaction, or close it instantly from the dashboard or browser extension. Auto-fill integrations exist for Chrome, Edge, Firefox, Safari, iOS, and Android, and the service supports 1Password for credential storage. A free Personal tier covers 12 new cards per month with basic limits; paid Pro (USD 10/mo) and Premium (USD 25/mo) tiers add 1% cashback up to USD 4,500 per month, shared cards, priority support, and higher card issuance caps.

Typical customers are US consumers who want to stop giving real card numbers to free-trial signups, subscription services, and one-time checkouts, plus small businesses and freelancers who want per-vendor spend ceilings without juggling multiple real cards. For content creators the product slots into privacy, personal finance, fraud-avoidance, and subscription-management content; common hooks include stopping gym-style auto-renewals, protecting against data-breach card replacement pain, and issuing disposable cards for gray-zone trial offers. Privacy only issues to US residents with a US bank account and SSN, which narrows the addressable audience but also keeps approval and payout logic straightforward.

Privacy.com does not run an in-house publisher dashboard. The affiliate program is operated entirely through FlexOffers, where the advertiser listing sits under Finance / Banking. Publishers sign up at flexoffers.com, apply to the Privacy.com program from the FlexOffers catalog, pass FlexOffers compliance review, and then get access to tracked links, banners, and a data feed. FlexOffers is also the route used by partners who prefer sub-affiliate networks such as Sovrn Commerce to pass Privacy.com offers through.

Commission is USD 30 per qualified lead, which Privacy.com defines as a new US user who creates an account and successfully links a funding bank account (Plaid handshake complete). Cookie window is 30 days click-to-signup. FlexOffers validates commissions monthly and pays out on a net-60 cycle via direct deposit, check, PayPal, Payoneer, or wire, respecting FlexOffers' standard minimums (USD 25 for PayPal, USD 50 for direct deposit). Self-signups, incentive traffic, and coupon-driven placements are excluded. Because the advertiser gate is a funded account (not just a card issuance), publisher conversion tends to lag the click by several days, so reporting delays of 3-7 days inside FlexOffers are normal.