Upgrade offers personal loans, credit cards, and a high-yield savings account with cash rewards and no annual fee.
Awaiting verification
$50 for you when a friend opens a qualifying account or takes out a loan
Cash deposited to Upgrade account
Direct
Upgrade provides consumer credit products including personal loans up to $50,000, a rewards checking account, and the Upgrade Card. The referral program lets existing members invite friends and earn cash bonuses when those friends take out qualifying loans or open checking accounts.
Upgrade offers personal loans, credit cards, and a high-yield savings account with cash rewards and no annual fee. Review the listed details before joining, because eligibility and payout terms can vary by program.
$50 for you when a friend opens a qualifying account or takes out a loan.
Payout methods: Cash deposited to Upgrade account. Payout thresholds and methods can change, so confirm the latest terms on the official source before relying on them.
Upgrade Referral Program is listed with Direct as the affiliate network for this program. If a direct or regional partner path is also available, the official signup flow will show the channel open to you.
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