Upstart is an AI-powered personal lending platform that uses education and employment data beyond credit scores.
Awaiting verification
$100 for you when a friend takes out a qualifying Upstart personal loan
Cash via direct deposit
Direct
Upstart uses artificial intelligence and a broader set of variables — including education, job history, and income — to assess creditworthiness, often approving applicants who would be declined by traditional lenders. The referral program allows existing borrowers to refer friends who may benefit from Upstart personal loans.
Upstart is an AI-powered personal lending platform that uses education and employment data beyond credit scores. Review the listed details before joining, because eligibility and payout terms can vary by program.
$100 for you when a friend takes out a qualifying Upstart personal loan.
Payout methods: Cash via direct deposit. Payout thresholds and methods can change, so confirm the latest terms on the official source before relying on them.
Upstart Referral Program is listed with Direct as the affiliate network for this program. If a direct or regional partner path is also available, the official signup flow will show the channel open to you.
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